Educational Loans

The majority of educational loan programs break down into two categories: student loans and parent loans. Within each category are two more types of loans: federal loan programs (government money), and private loan programs.

The U.S. Department of Education administers the Federal Direct Loan Program (FDLP), which provides loan funds for students and their parents. These federal loans generally have lower fees, lower interest rates, and better repayment provisions than alternative (private) loans.

Alternative (private) loan programs exist through many other sources. Choose from the loan programs below to find out which is most likely to help you.

Student Loans
Federal:  Perkins Loans, Stafford Loans, Graduate PLUS Loans
Private:  For Private (alternative) Loan Information Please Click Here

Parent Loans
Federal:  Parent PLUS Loan
Private:  For Private (alternative) Loan Information Please Click Here