Graduate PLUS Loans

The Graduate PLUS loan program is part of the Federal Direct Loan Program (FDLP) and allows you to borrow up to the difference between your post-graduate educational costs and your financial aid award package.

Eligibility

To be eligible for a Graduate PLUS loan, the graduate student must:

• Be a U.S. citizen or eligible non-citizen
• Be accepted for enrollment in a participating institution of higher learning; or, if enrolled, be making satisfactory progress
• Be classified as at least a half-time student and working toward a degree or certificate
• Not be in default on an education loan or owe any education grant refunds
• Be registered with Selective Service, if required
• Be creditworthy